halvr
Stop splitting expenses by hand. Upload your bank statement, mark what's shared, and settle up monthly, done in minutes, no spreadsheet required.
Stop splitting expenses by hand. Upload your bank statement, mark what's shared, and settle up monthly, done in minutes, no spreadsheet required.
Drag in your bank statement CSV and halvr reads every transaction automatically. Any CSV with a date, amount, and description column works, no setup needed.
Not always 50/50? Set any ratio you like and halvr applies it automatically to every shared expense, every month, no recalculating.
Mark a transaction as recurring once and halvr auto-selects it every month. Shared streaming, rent, utilities, sorted without thinking.
At month-end halvr calculates the balance and you both confirm it before it locks. No guesswork, no arguments, just a clear number.
Every action is logged in a tamper-evident, checksum-chained audit trail. Nothing is ever quietly changed or deleted, full history, always.
Share a link or a code. Your housemate, partner, or colleague joins your shared book and you're splitting costs in minutes.
Download your monthly CSV from your bank and drop it into halvr. As long as the columns can be matched to date, amount, and description, any bank's export works.
halvr highlights recurring items automatically based on your saved patterns. Just check the rest, tick what should be shared and you're done.
Your confirmed transactions land in the shared book with category, frequency, and your split ratio applied automatically. No double entry.
halvr tells you who owes what. Both sides confirm the amount and it becomes a permanent, immutable settlement record. Done.
| Type | Web app, works on any device and modern browser |
| Access | Free signup, create a shared book or join with an invite code |
| CSV support | Any bank's CSV export, as long as the fields can be matched |
| Languages | English, Dutch, German, Spanish |
| Hosted on | halvr.edexplore.app |